3. The real gross income of a victim who is an employee is:(1) the total salaries, wages, hires, and commissions which he had the right to receive on a regular basis for the employment he held at the time of the accident; and
(2) the total of the following benefits insofar as they were regularly received, if he does not receive them as a result of the accident:(a) bonus;
(b) premiums;
(c) gratuities;
(d) raising for overtime, when the terms of employment necessitate it;
(e) profit-sharing; and
(f) the cash value of the personal use of a motor vehicle or dwelling provided by his employer;
computed on an annual basis.